{"id":8906,"date":"2025-06-03T20:34:20","date_gmt":"2025-06-03T18:34:20","guid":{"rendered":"https:\/\/www.maklerinmuenster.de\/real-estate-in-old-age\/real-estate-retirement\/"},"modified":"2025-06-05T15:24:16","modified_gmt":"2025-06-05T13:24:16","slug":"real-estate-retirement","status":"publish","type":"page","link":"https:\/\/www.maklerinmuenster.de\/en\/real-estate-in-old-age\/real-estate-retirement\/","title":{"rendered":"Real estate retirement"},"content":{"rendered":"  <div class=\"row space default-stretch default-start   space-top-none   space-bottom-none \">\n<div class=\"col default-12 medium-12 large-12 giant-12\">\n  <div class=\"lazyblock-inner-blocks\">\n\n\n    <figure class=\"cms-image\">\n      <img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"369\" src=\"https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/verrentung-1024x369.jpg\" class=\"attachment-large size-large\" alt=\"Monopoly Spielbrett\" srcset=\"https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/verrentung-1024x369.jpg 1024w, https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/verrentung-300x108.jpg 300w, https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/verrentung-768x276.jpg 768w, https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/verrentung-480x173.jpg 480w, https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/verrentung-760x274.jpg 760w, https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/verrentung-1200x432.jpg 1200w, https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/verrentung.jpg 1250w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\n    <\/figure>\n\n\n<\/div>\n<\/div>\n<\/div>  <div class=\"row space default-stretch default-start   \">\n<div class=\"col default-12 medium-12 large-12 giant-12\">\n  <div class=\"lazyblock-inner-blocks\">\n\n<h1 class=\"wp-block-heading\">More money in old age <\/h1>\n\n\n\n<p>Millions of pensioners are short of money despite owning real estate.<\/p>\n\n\n\n<p>People have worked for decades in order to be provided for when they retire. And when the time comes, you have to realize: Money is still tight. <\/p>\n\n\n\n<p>Real estate owners are actually \u201cfilthy rich\u201d. However, the capital is tied up in the property. With a real estate annuity, the capital tied up in the property is capitalized and used to pay the owners a (lifelong) additional pension: a real estate annuity.  <\/p>\n\n\n\n<p>There are many ways to use a real estate annuity, but only a few are well known. The six classic types of annuity: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sale on an annuity basis (life or time annuity)<\/li>\n\n\n\n<li>Cooperative pension<\/li>\n\n\n\n<li>Foundation pension<\/li>\n\n\n\n<li>Pension mortgage<\/li>\n\n\n\n<li>Reverse mortgage<\/li>\n\n\n\n<li>Protected direct pension<\/li>\n<\/ul>\n\n\n\n<p>Our services:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Calculation of all types of real estate annuities<\/li>\n\n\n\n<li>Development of a customized retirement option<\/li>\n\n\n\n<li>Contract service (draft contracts)<\/li>\n\n\n\n<li>Notary service (templates for your notary)<\/li>\n<\/ul>\n\n\n\n<p>Have we aroused your interest? Then let us provide you with comprehensive information and advice on all aspects of real estate pensions. If you have any questions, please use our <a href=\"https:\/\/www.maklerinmuenster.de\/en\/contact\/\" data-type=\"page\" data-id=\"2181\">contact form<\/a>. <strong>We will call you back.<\/strong>  <\/p>\n\n\n\n<p>We have summarized the advantages of an annuity briefly and concisely below. Please also take a look at the annuity calculator, which will help you to get an initial overview. <\/p>\n\n\n\n<p><strong>More money in old age!<\/strong><\/p>\n\n\n\n<p>You receive payments from the annuity capital of your property in the form of a regular (lifelong) pension. Month after month! Year after year!  <\/p>\n\n\n\n<p><strong>Repayment of residual mortgages!<\/strong><\/p>\n\n\n\n<p>Residual mortgages are redeemed or offset against pension payments. This saves you the monthly interest and redemption payments to your banks. <\/p>\n\n\n\n<p><strong>Analyze your options!<\/strong><\/p>\n\n\n\n<p>An annuity is always preceded by an analysis of the owner&#8217;s wishes and can take the form of a cooperative annuity, foundation annuity, life annuity, time annuity or reverse mortgage.<\/p>\n\n\n\n<p><strong>No move! No change! <\/strong><\/p>\n\n\n\n<p>You can stay in your familiar surroundings for as long as you can and want to. A lifelong right of residence is entered in the land register in your favor. <\/p>\n\n\n\n<p><strong>No work with administration \/ rental!<\/strong><\/p>\n\n\n\n<p>For rented units, you receive a fixed monthly amount for this, regardless of whether the apartments are rented or not. There are also no administrative costs. <\/p>\n\n\n\n<p><strong>Maximum security!<\/strong><\/p>\n\n\n\n<p>Your wishes and claims are always secured by a notary, e.g. through corresponding entries in the land register and reversion\/security clauses.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What annuity potential does your property have? How high would your expected payouts be? <\/h2>\n\n\n\n<p>We will be happy to check the options and calculate your individual real estate pension. Simply click on the following link \u201cCalculate your real estate pension now free of charge\u201d. As a thank you for your interest, you will then receive the report \u201cThe 4 classic variants of real estate annuities\u201d by e-mail.  <\/p>\n\n\n<a class=\"btn btn-primary \" href=\"https:\/\/www.maklerinmuenster.de\/verrentungsrechner\/\" title=Jetzt Immobilienrente berechnen lassen>Jetzt Immobilienrente berechnen lassen<\/a>\n<\/div>\n<\/div>\n<\/div><div class=\"row stretch start\">\n  <div class=\"col\">\n    <hr \/>\n  <\/div>\n<\/div>  <div class=\"row space default-stretch default-start   \">\n<div class=\"col default-12 medium-12 large-12 giant-12\">\n  <div class=\"lazyblock-inner-blocks\">\n\n<h2 class=\"wp-block-heading\">The real estate annuity<\/h2>\n\n\n<div class=\"video-container\">\n  <iframe data-pc-service=\"youtube\" data-pc-asset=\"https:\/\/www.youtube.com\/embed\/P5pTd_yJX7M?si=II1x9Pvh-h0Fkrh9?feature=oembed\"><\/iframe>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"row stretch start\">\n  <div class=\"col\">\n    <hr \/>\n  <\/div>\n<\/div>  <div class=\"row space default-stretch default-start   \">\n<div class=\"col default-12 medium-12 large-12 giant-12\">\n  <div class=\"lazyblock-inner-blocks\">\n\n<h3 class=\"wp-block-heading\"><strong>Read some articles on the subject of real estate retirement here:<\/strong><\/h3>\n\n<\/div>\n<\/div>\n\n<div class=\"col default-12 medium-6 large-6 giant-6\">\n  <div class=\"lazyblock-inner-blocks\">\n<div class=\"wp-block-image margin-bottom\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/www.focus.de\/immobilien\/kaufen\/hausbesitzer-ohne-geld-alt-und-pleite-das-ist-der-groesste-fehler-den-viele-rentner-machen_id_5315003.html\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"380\" src=\"https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/alt-und-pleite-768x380-1.png\" alt=\"Screenshot of the Focus Online website\" class=\"wp-image-8586\" srcset=\"https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/alt-und-pleite-768x380-1.png 768w, https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/alt-und-pleite-768x380-1-300x148.png 300w, https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/alt-und-pleite-768x380-1-480x238.png 480w, https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/alt-und-pleite-768x380-1-760x376.png 760w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/a><figcaption class=\"wp-element-caption\"><strong>Focus Online<\/strong><\/figcaption><\/figure><\/div>\n<\/div>\n<\/div>\n\n<div class=\"col default-12 medium-6 large-6 giant-6\">\n  <div class=\"lazyblock-inner-blocks\">\n<div class=\"wp-block-image margin-bottom\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/rp-online.de\/leben\/bauen-kaufen-wohnen\/absicherung-aus-stein_aid-19576935\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"417\" src=\"https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/absicherung-768x417-1.png\" alt=\"Two little men in the shape of elderly men sit on 1 euro coins\" class=\"wp-image-8588\" srcset=\"https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/absicherung-768x417-1.png 768w, https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/absicherung-768x417-1-300x163.png 300w, https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/absicherung-768x417-1-480x261.png 480w, https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/absicherung-768x417-1-760x413.png 760w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/a><figcaption class=\"wp-element-caption\"><strong>RP-Online<\/strong><\/figcaption><\/figure><\/div>\n<\/div>\n<\/div>\n\n<div class=\"col default-12 medium-6 large-6 giant-6\">\n  <div class=\"lazyblock-inner-blocks\">\n<div class=\"wp-block-image margin-bottom\">\n<figure class=\"aligncenter size-full\"><a href=\"https:\/\/www.n-tv.de\/ratgeber\/Wann-sich-die-Immobilien-Leibrente-lohnt-article19939353.html\" target=\"_blank\" rel=\" noreferrer noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"427\" src=\"https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/absicherung-aus-stein-768x427-1.png\" alt=\"Screenshot of the ntv website\" class=\"wp-image-8590\" srcset=\"https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/absicherung-aus-stein-768x427-1.png 768w, https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/absicherung-aus-stein-768x427-1-300x167.png 300w, https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/absicherung-aus-stein-768x427-1-480x267.png 480w, https:\/\/www.maklerinmuenster.de\/wp-content\/uploads\/2025\/06\/absicherung-aus-stein-768x427-1-760x423.png 760w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/a><figcaption class=\"wp-element-caption\"><strong>N-TV<\/strong><\/figcaption><\/figure><\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":19,"featured_media":0,"parent":8887,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-8906","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.maklerinmuenster.de\/en\/wp-json\/wp\/v2\/pages\/8906","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.maklerinmuenster.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.maklerinmuenster.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.maklerinmuenster.de\/en\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/www.maklerinmuenster.de\/en\/wp-json\/wp\/v2\/comments?post=8906"}],"version-history":[{"count":1,"href":"https:\/\/www.maklerinmuenster.de\/en\/wp-json\/wp\/v2\/pages\/8906\/revisions"}],"predecessor-version":[{"id":8907,"href":"https:\/\/www.maklerinmuenster.de\/en\/wp-json\/wp\/v2\/pages\/8906\/revisions\/8907"}],"up":[{"embeddable":true,"href":"https:\/\/www.maklerinmuenster.de\/en\/wp-json\/wp\/v2\/pages\/8887"}],"wp:attachment":[{"href":"https:\/\/www.maklerinmuenster.de\/en\/wp-json\/wp\/v2\/media?parent=8906"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}