Capital investment / listed properties

Investing in property offers a number of advantages. Investors who have an increased need for security are well served by a property. There is no need to pay attention to fluctuating stock market prices or fear major price falls. A property is a solid and secure investment, both as additional security for your pension and as a medium-term capital increase. We will inform and advise you which option is right for you and help you make the right decision.

Owning a home as a capital investment is currently in particularly high demand due to rising prices. However, a few things need to be considered in order to achieve a good return. First, of course, you need to clarify which type of property is right for you. In addition to a house or flat, there is also the option of investing in a care property or listed property. You need to be aware of what makes the most sense for you.

Location, condition and fittings are important for all properties. Apart from this, lettability is of course also particularly important. The tax advantages that an investment property brings with it should not take centre stage, but they are also considerable. As a rule, financing is required for the purchase of an investment property, which means that depreciation, maintenance and management costs for the property are incurred in addition to the debt interest. These must be deducted from the rental income as income-related expenses when the property is let. The resulting losses can have a tax-reducing effect on your own income.

We would like to briefly introduce you to another special capital investment that is a little different from the popular investment in your own home – listed property. Of course, listed properties are a very special form of investment. They entice with legally guaranteed tax benefits, while as a buyer of historic buildings you also contribute to the preservation of valuable cultural history.

A listed property is a property that is considered worthy of preservation from the point of view of the monument authorities. This does not necessarily only refer to the age of a property, but in some circumstances also to its structural uniqueness or its special concept, as can be seen in Münster, for example, in the Kiffe Pavilion completed in 1955 or the Lincoln Barracks converted into residential property.

A listed property combines the security of a tangible asset investment with an increased rental yield and gives you the opportunity to build up tax-free and inflation-protected assets. As a buyer, you benefit from the increased depreciation on listed properties (Denkmal-Afa) and from a unique combination of high tax refunds and KfW subsidy opportunities. In addition, in the event of a sale after ten years, the profit is tax-free. If a listed property is purchased and modernised, 100% of the repair and modernisation costs can be claimed for tax purposes in the first 12 years if the property is rented out. Owner-occupation also offers attractive advantages. In general, it can be said that the state in Germany gives high priority to the protection and preservation of historical buildings.

You can also find out more on our corresponding pages on care properties and holiday flats as an investment or contact us directly. Feel free to call us or use our contact form. We look forward to getting to know you personally.